Bonds

Steady Income Fund

Government and investment-grade corporate bonds, managed for capital preservation and a steady income stream.

Target Return
4.1%/yr

Risk Level

Low

Minimum Investment

$10,000

Benchmark

Bloomberg U.S. Aggregate Bond Index

Strategy overview

The Steady Income Fund holds a laddered mix of government and investment-grade corporate bonds, structured to generate consistent income while limiting exposure to any single issuer or maturity date.

It's built for the portion of a portfolio meant to hold steady — a role usually reserved for institutional fixed-income desks or the most conservative retail money-market funds, with little in between.

Built for the account in between

Retail bond funds are often a single fund-of-funds with limited transparency into duration or credit risk. Institutional fixed-income mandates offer that transparency and active duration management, but at minimums far above what most individual accounts can meet. This fund brings that same discipline to a $10,000 minimum.

Portfolio allocation

Government Bonds50%

Investment-Grade Corporate Bonds35%

Cash & Equivalents15%

Fund Facts

Minimum investment$10,000

Management fee0.25% flat

Performance feeNone

Lock-up periodNone

RebalancingQuarterly

CustodianSIPC insured

Who this fund fits

Investors prioritizing capital preservation and income, or looking to balance higher-risk holdings elsewhere in their portfolio.

Fund-specific questions

How is income paid out?+

Interest income is distributed quarterly, or automatically reinvested if you prefer to compound.

What's the average bond duration?+

The fund targets an intermediate duration of roughly 5–7 years, balancing yield against interest-rate sensitivity.

Can I lose money in this fund?+

Bond values can fluctuate with interest rates and credit conditions, but this fund is built to be the lowest-volatility strategy we offer.